by: Mark DamonMost businesses, financial institutions included, are always looking for ways to save money on basic operational costs. The goal is to run a lean and mean operation, right? Efficiency is the name of the game when you want to keep your shareholders—your members, in some cases—happy and, ultimately, pass on those cost savings to them in the form of lower loan interest rates and higher deposit account interest rates.When it comes to collections, cutting costs can seem like an impossible feat when you have limited resources in staff, time, and technology. After all, there are only eight hours in the workday, and your collectors likely have a difficult time reaching delinquent borrowers during typical working hours.Sure, you could have your collectors make calls after hours and on weekends to increase contact rates, but that would derail you from reducing operations costs as you’d be forced to pay your employees for overtime or differential shifts, and/or would have the added overhead cost of keeping your branch(es) open for longer hours.Aside from the actual monetary costs of in-house collections (i.e. employee salaries), there is also the opportunity cost that comes from lost productivity. Are there other functions that your employees could be focusing on to increase revenue and improve customer relations in place of time-consuming back-office functions like collections? continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
While boxing politics may yet stand in the way of a mouthwatering contest, Frampton can take heart from his performance that extended his record to 20 wins from as many professional bouts, with 14 knockouts. He was shoved by the challenger at a heated weigh-in on Friday, but Frampton showed no sign of that affecting him on Saturday night. Both fighters landed solid shots in an opening round where Avalos was also warned after twice punching on the break. The Californian claimed his arm was hurt in the second and Frampton took advantage of his lack of focus to land a punishing right hand that brought most of the partisan crowd to their feet. Avalos was holding his own in the third and fourth but it was Frampton who was consistently beating his opponent to the punch and landing the more telling blows. Avalos was backed into the ropes at the beginning of the fifth, when a flurry of punches reined down to leave him shaken and although he was on the floor soon after, referee Foster correctly ruled no knockdown. Yet he was still on unsteady legs and Frampton continued to land powerful right hands at will, leaving Foster no option but to step in and bring a halt to proceedings. Frampton’s win was the perfect birthday present for his manager, mentor and promoter Barry McGuigan, the former WBA featherweight champion. McGuigan, who turned 54 on Saturday, said of his charge: “This is the best super-bantamweight in the world. There are aficionados out there who think Rigondeaux is. “He’s the best super-bantamweight in the world. That includes Leo Santa Cruz, Scott Quigg and Guillermo Rigondeaux. He’s a sensational fighter and over the next couple of years we’re going to prove that.” Press Association The bout, broadcast on ITV1, was the first world title fight on British soil to be shown live on terrestrial television since 2008, and after disposing of Avalos, Frampton quickly turned his attention to a potential domestic showdown with British rival and WBA regular world champion Scott Quigg. Frampton said on ITV1: “I would love it. I think Scott wants it, it’s a summer showdown between the both of us. It’s a massive fight but Scott needs to remember who’s the real world champion.” The 28-year-old added he would be happy to fight outside of Belfast in order to guarantee an encounter with fellow unbeaten fighter Quigg, who was ringside to see his rival bolster his standing as one of the best fighters in the division. “I would leave Belfast if I had to. Maybe somewhere neutral, it doesn’t matter to me,” he added. “I think Scott would agree with me. It’s the biggest fight in the UK (other than) Amir Khan-Kell Brook possibly, but I think this one’s been brewing a lot longer. It’s a huge domestic showdown.” Quigg – who holds a secondary version of the WBA title, with Cuban Guillermo Rigondeaux the body’s Super champion – is just as keen to arrange a bout. “This fight is big, not because of him not just because of me, it’s the full package. The British public want the fight,” he said. “He draws the crowd in Ireland, we draw the crowd in Britain, wherever. It doesn’t matter where the fight is, wherever it holds most – get the fight on.” The Northern Irishman was making the first defence of the world crown he won by defeating Kiko Martinez last September and he did not disappoint his vocal home fans on Saturday night. Frampton rocked his American opponent in the second round and then stepped up his assault in the fifth before referee Howard John Foster stopped the contest midway through the round. Carl Frampton retained his IBF super-bantamweight title with an impressive fifth-round stoppage of mandatory challenger Chris Avalos at a raucous Odyssey Arena in Belfast.
Wellington Police notes for Thursday, October 22, 2015:â€¢ 1:32 p.m. Officers investigated a theft of battery/battery cables in the 300 block of S. Birch.â€¢1:32 p.m. Officers investigated criminal damage to a fence gate in the 300 block of S. Birch.â€¢5:20 p.m. John W. Conklin, 36, Wellington was issued a notice to appear charged with speed 31 mph in a 20 mph zone,(radar) and no valid drivers license.
15 Jan 2013 England’s Georgia is Team GB flag bearer at youth Olympics England Golf’s Georgia Hall was today named as Team GB’s flag bearer for the Opening Ceremony of the 2013 Australian Youth Olympic Festival (AYOF), which starts tomorrow in Sydney. Georgia, 16, is the European women’s number one, is ranked fourth in the world and is the British girls’ champion. She is based at Remedy Oak Golf Club in Dorset. She said: “This is a huge honour. I am thrilled to have been selected to carry the flag for Team GB at the Opening Ceremony of the Australian Youth Olympic Festival. “I am really looking forward to the Opening Ceremony, it will be my first taste of what the Olympics could be like and I can’t believe there will be thousands of people in the crowd when I lead Team GB out!” The golf team includes six England players. They are Jack Singh-Brar (Brokenhurst Manor), Gabriella Cowley (Brocket Hall), Harry Ellis (Meon Valley), Georgia Hall (Remedy Oak), Amber Ratcliffe (Royal Cromer) and Ashton Turner (Kenwick Park). The line-up is completed by Bradley Neil, Ewan Scott and Lauren Whyte of Scotland and by Chloe Williams of Wales. Georgia was unveiled as the Team GB Flag Bearer in front of her teammates by Chef de Mission, Mark England during a team reception hosted by the British Consulate General at his residence in Sydney. Georgia was presented with the Union Flag by double Olympian Team GB canoeist Jessica Walker who was Team GB’s Flag Bearer at the last AYOF in 2009 and is currently training in Sydney. The 2013 AYOF sees Georgia, alongside her nine teammates, compete for Team GB in golf for the first time since the 1900 Olympic Games when British golfers won silver and bronze medals. In 2009 it was announced that golf was being re-introduced to the Olympic Programme for the Rio 2016 Olympic Games. Team GB will be represented by 120 athletes, aged 12-20, across 11 sports over five days of AYOF competition. The first sports in action are hockey and badminton on Wednesday morning, followed by the Opening Ceremony which takes place at 18:30 local time (07:00 UK time) at the Sydney Entertainment Centre. The Opening Ceremony will incorporate many elements of a tradition Olympic Opening Ceremony, including the parade of the 1,700 participating athletes from 30 countries, the taking of the athletes’ and officials’ oaths, the raising of the Olympic Flag, and the lighting of the Festival Flame as well as musical and performance entertainment from local artists. Team GB Chef de Mission, Mark England said: “Congratulations to Georgia Hall on being awarded the honour of leading Team GB as our Flag Bearer at the Opening Ceremony of the 2013 AYOF. “At just sixteen years old Georgia is ranked number one in Europe and fourth in the World Amateur Women’s rankings, which is a remarkable achievement and she represents an outstanding choice as Team GB Flag Bearer. Georgia should be very proud of this special achievement. “The AYOF marks the first time in over 100 years that Team GB will include athletes from the sport of golf and I’m sure that the AYOF will play an important role in introducing these young athletes to an environment reminiscent of the Olympic Games and providing them with vital experience of a multi-sport competition.” Georgia added: “It is a real honour to be one of the very first golfers to represent Team GB for a very long time. When golf got added to the sport programme for the Rio 2016 Games, I was really excited as it has always been my dream to compete at an Olympics. “I’m looking forward to competing to the best of my ability here in Australia, as well as learning about the Olympic environment and making many new friends with teammates from other sports and competitors from other countries.”